Roof insurance claim representation for Katy — Cinco Ranch, Cross Creek Ranch, Grand Lakes, Falcon Point. We attend your adjuster meeting with drone documentation, write a parallel scope, file supplements when items get missed, and recover your full depreciation. No charge for claim work — we recover it through the project.
or call (832) 803-0984
Most Katy homeowners file 1-2 hail claims per decade. The 2017, 2021, and 2024 events all dropped insurance-eligible damage across Cinco Ranch, Cross Creek Ranch, Falcon Point, and Grand Lakes. The pattern is consistent: adjusters arrive overwhelmed during peak claim season and write conservative scopes that miss legitimate damage.
What we do for Katy claims: drone-image the roof before tarping (preserves storm-day damage evidence), attend the adjuster meeting with you, write our own parallel scope of work, and identify items the adjuster missed — most commonly damaged decking, code-required ventilation upgrades, ice/water shield, and damaged accessories like gutters and downspouts.
If the initial estimate comes back low, we file supplements with photographic evidence. Most Katy claims need at least one supplement to capture full damage. Some need two or three. We handle the back-and-forth so you don't have to.
We're here when warranty issues come up in year 8. Storm chasers aren't.
High-resolution overhead photos. Adjusters can't miss what's clearly there.
We write our own scope of work on-site. Disagreements get resolved during the inspection, not after.
Initial scopes routinely miss decking, ventilation upgrades, code-required ice/water shield. We document and file the supplements.
Master-planned hail belt. Katy sits in the heart of the eastern Texas hail belt with major events every 2-4 years. Most subdivisions are 1990s-2010s architectural asphalt — first-roof replacement window already passed for many. Class 4 impact-rated upgrades during claim repairs save 15-28% on future premiums.
HOA architectural review. Katy HOAs require shingle approval. We pre-clear samples for Cinco Ranch, Cross Creek Ranch, Grand Lakes, Falcon Point. Typical 3-7 day approval window — built into the project timeline so it doesn't slow the install.
Wind/hail deductibles. Most Texas policies have separate wind/hail deductibles (often 1-5% of dwelling value) that apply to roof claims. Worth checking your policy before filing — a $500K home with 2% wind/hail deductible owes $10K out of pocket regardless of claim size.
Cosmetic damage disputes. The most common claim denial in Katy. Adjusters classify functional damage (mat fracture, accelerated granule loss) as cosmetic. We document otherwise with drone imagery and granule samples. Wins most disputes.
Three fields. Real human, every time. No bots. We answer fast because the roof can't wait.
Three fields. We'll get back to you.
